Miss T's PF Blog

Paid on CC#7 in full today... was a smaller balance account but still feels like progress. Updated Countdown Clock with next account on list of those to go. Updated E-Fund ticker with balance as of today...its slowly but steadily increasing. Planning End of School getaway for my girls for 2nd week of June. Setting aside small amount from each check towards trip to water park. So far seem to be on the right track.

Much to my surprise, I found out I am going to get a bonus this month after all. At the beginning of this year, the company I work for announces that there would be no raises or bonuses due to the current economic situation. But this week we received notification that bonuses would in fact be given. Pretty timely since I was not going to be able to meet my goal of paying off CC#7 on the 15th as planned but now should be able to take care of it and possibly one more CC debt. Revised goal date on my sidebar.

Received federal tax refund via direct deposit to Emergency Fund. Am almost half way to Starter Goal Amount of $5k. Will keep at it.

First...Thank you for all of the welcome comments
Am greatly enjoying reading everyone's updates.
So, as noted on my side bar, I am the mom of 3 teenagers and over the last few days, have been talking frankly with them about ways each of us can contribute to improving our finanical position. You know little things that we can each do to help -- like turn lights off when you leave a room, don't dry clothes for 2 days, don't eat 2 entire bags of chips in one sitting (my son is a human garbage disposal!). Anyway, am realizing that "change", for all of is not going to happen overnight, but is rather a gradual process which will hopefully lead up to each of us doing our part to help. While reading Thrifty Ray's Blog a few days ago, saw the Thoreau quote = "The price of anything is the amount of life you exchange for it". This gave me the idea of quantifying our finances in terms of hours of work rather than in dollars in an effort to give my kiddos a different perspective on things. Here is is an exampe of what I printed up for them and hung on our fridge:

***Dollar values where XX's are.
Anyone else ever look at their expenses in terms of hours of work it requires?
What do ya think?

You all have inspired me!!
Am starting today to get my financial house in order. No more procrastinating! With the way the current economy stands today, have decided I cannot afford NOT to pay off debt and create an Emergency Fund. So here goes!